I’m a creative and highly visual person who suffers from ADHD. I have my own business and often struggle with too many tasks fighting for priority in my head. The result is often decision paralysis. Having such a fun but satisfying tool to help me focus and get things done in a step by step way has been so helpful. Someone in one of my FB groups shared the link to this website as a means of getting through a decluttering project and I’m so grateful that she did.

I randomly discovered Debt Free Charts on Pinterest years ago, but since then I use them every single year in my planner/journal. I wish I could attach a picture of mine. They’re so cute and really helps keep me motivated to pay off my debts and reach my goals. I use glitter pens and pretty stickers to decorate it. Looking at it every month, then at the end of the year, makes me feel so accomplished. For me it turns into a little work of art. I this year I got couple more designs to track other things like weight loss and how many times I stuck to other habits. You can get creative with it. What a great idea. Thank you :)

Thank you for providing this tracker for free, it's such a helpful tool for me as a visual person! I also love that there is a tip option so people can support you 🫶
I haven't printed it yet, but I am using it on my phone and iPad and love it so much!! Thank you again!

I am using the “Debtris” debt pay off sheet/ visual tracker. It’s a very unique way to track a debt. I love that it can be used with any amount of debt by dividing your debt by the number of game pieces. I also like that I can colour it in as we track the debt as it gets further to being paid off. Thank you for the free item !

I searched a long time for debt payoff trackers that were cute and fun and am so glad I found these! They’re amazing and helping keep me motivated to achieve my financial goals. Seeing it on paper works so much better for me than just knowing how much I’ve paid off in my excel sheet!

These charts are so perfect and make tracking and achieving goals much more fun.

Exceptional FREE Product

I have been using the spending tracker less than a month and have already discovered how and why I keep blowing my monthly budget! I intend to keep using this document as long as possible. Understanding your relationship to money and the "why" with each purchase makes the difference.

Talk about creating a new habit. These are addicting 😍 I can easily follow and track my goals. They are beautiful and make crushing my goals fun! Thank you.

About a year ago, I found Heidi's charts and decided to use the student loan + big emergency fund charts as motivation to learn to budget and to start working out that saving muscle....
In one year, me and my family of 4, (on 1 income) was able to finish paying off over 6k student loans and save up 5K emergency fund because of the motivation these charts gave us! I attached them to the wall as a constant reminder of our financial goals. Thank you so much Heidi for creating these charts and making them pretty as well! We still have those charts displayed at home as a constant reminder of the hard work that was put into this but mostly by the reward of accomplishing something so grand in a year. 🤍

I downloaded & I use the debt free color in charts for Credit card debt (done yahooo) the debt free chart (I’m visual so all are helpful).
I had 11 credit cards & loans. I had the 1 with lowest balance on my frig for me & anyone who came over to see. The rest I had in my budget notebook binder. As I paid 1 off, that went in back of binder & newest 1 was on frig.

Before using those I used the starter emergency fund one.
Now that debts are paid off, I have the emergency fund 1 up on frig, Next to the “I am debt free” one fully colored in as a constant reminder of 68K in debt Gone!!
I’m a Dave Ramsey follower but these charts are exactly what I needed to stay organized, motivated & on track!

My oldest just moved near by & I printed them out for her & now she’s starting her debt free journey

Those charts are absolutely fantastic for everyone in my family, myself and my children. My kids are 10 and 12 years old, one of them doesn´t spend anything and used to keep all the money in the jar, and the other one always spends everything she gets.

To see my little ones colouring in the charts and have a visual tracker of how much money they have in their savings accounts is just brilliant. They don´t have much in there, but hopefully it´ll change before they grow up.

Thank your for making these charts free, as a single mum on a tight budget, I appreciate it so much that there are people like you who show us different ways to track our money and who are making us feel less stressed and less things to worry about :-) Thanks!!!

Heidi's knowledge and creativity brought forth a beautiful and fun pallet of tools to turn a topic that used to make me cry into a fun, uplifting and useful game. <3
Still serious enough, just like messed up finances are, the charts playfully offer overview, control and a reassuring sense of achievability where life once looked hopeless. Great design and awesome knowledge, highly recommended!

These debt free charts are a game changer for me. I often start my debt-free journey and then get discouraged but being able to color in the squares keeps me motivated to keep going!

I love this chart- and would have happily paid to print it.
I love that there are 1/4 and 1/2 way marks so you know how much more to go... and my kids are able to see why we are putting something's on hold while we "color in the boxes".

It was motivating to be able to color in 2.5 boxes our first month- this will make the Debt Snowball progress visually attainable.