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FREE Charts

For the beginning of your journey, Baby Steps 0, 1 & 2 - from saving up your Starter Emergency Fund to paying off your debt (except the house). If you are brand new to the Baby Steps, here is a quick overview.

All charts are delivered automatically in PDF format for you to print yourself.
If you only select FREE charts, the checkout system will skip over the billing information.

I want to help 250,000 people with Debt Free Charts, so please share this page with anyone you think could use some free charts to help them on their debt free journey.

Looking for other charts? There are lots more here.

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Stupid Tax chart

This is so me! We have to pay taxes every year, it is what prolongs our debt journey. To visually see us conquering one of the stupid things we have to pay feels great!

Tracking charts

I have printed them and started using them already. I am inspired

Makes me smile each day : )

Heidi's knowledge and creativity brought forth a beautiful and fun pallet of tools to turn a topic that used to make me cry into a fun, uplifting and useful game. <3
Still serious enough, just like messed up finances are, the charts playfully offer overview, control and a reassuring sense of achievability where life once looked hopeless. Great design and awesome knowledge, highly recommended!

Cute Charts

The charts were easy to access and I even made it fun by adding some color. Im looking forward to getting to my goal

Disney Tracking Chart